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Humm Finance

Humm | Approval in Minutes

At Horkans we are delighted to offer Humm Finance on a large range of our products online and instore. 
  • It’s all about you – you’re in total control.
  • Apply for Hummi (minimum €500)
  • Get up to €15,000 approved in minutes*
  • Receive approval number by text
  • Choose the products you want (Humm Offer applies to the products Recommended Retail Price only, not the sale price)

Humm Fees

There are 2 two seperate plans to suit your order amount, broken down below; 

If you’re spending €500 – €999.99

You’re eligible for the LOW INTEREST PLAN, which means:

  • Your interest rate is only 3.99%
  • You pay a €10 application fee, but your monthly account fee is just €1
  • You spread the cost over a period of 6 months to a whole year

If you’re spending over €1,000

You’re eligible for the INTEREST BEARING PLAN, which means:

  • Your interest rate is only 6.99%
  • You pay a €35 application fee, but your monthly account fee is just €3.50
  • You spread the cost over a period of 36 months – 3 whole years
  • The application fees are paid up front upon approval and a monthly fee to run your account. These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying.

How to apply

Simply click here and follow the easy steps. The application is fast and easy and approval takes as little as 7 minutes. The Humm team will keep in touch through SMS messages and emails throughout your application. Having a mobile phone number and email address is required to enjoy the benefits of Humm.
  • If you have any questions, Humm can be reached here.
  • To apply for Humm, all you need is a valid email address, your mobile phone number and meet the following minimum criteria:
  • Be at least 18 years of age
  • Be an Irish citizen or permanent resident of Ireland
  • Earn a minimum taxable income of €21,000 per year
  • Have a current credit / debit card and a Photo ID
  • Have a good credit history
  • Minimum order value of €500

During your Humm assessment, additional documents such as a recent bank statement, utility bill or payslip may be requested to support your application. Once we have all we need, you’ll receive a credit decision within minutes! It’s that simple!

humm is a Retail Instalment Payment Plan Facility and is governed by the laws applicable to the Republic of Ireland. humm is underwritten by FlexiFi Europe Limited, Company Number: 600124. 

Prior to submitting an application please see our obligations under the credit reporting act.

© 2021 FlexiFi Europe Limited

view Flexi-Fi Terms & Conditions



 

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